Welcome to Jenmar Insurance Services
Insurance exists for your financial stability and protection, and who advises you is just as important as who insures you.
Get Individualized Quotes From Multiple Carriers
Comparing plans from multiple carriers allows you to consider all your health insurance options. With Jenmar Insurance Services, you’ll be able to view quotes online and speak with licensed agents from many of the nation’s top carriers.
Compare Benefits and Coverage Options
Many different types of health plans are available in today’s market. Each offers varying costs and benefits so you can find one that is a perfect fit for your unique health care needs. Here are some of the out-of-pocket costs you’ll run into with your health insurance plan:
Also, remember that each plan will vary with respect to specific procedures and prescription drugs that it covers. If you anticipate needing a certain type of medical care make sure it is covered by the plan you choose.
By carefully comparing all of your options you can be sure to find a plan that meets your needs without paying a fortune.
- Premium - This is the monthly fee paid to be enrolled in a health insurance plan
- Copay - This is a flat dollar amount paid by the consumer for each doctor or hospital visit
- Coinsurance - This is a percentage rate paid by the consumer for medical costs incurred
- Deductible - This is a yearly cap on the amount of out-of-pocket expenses paid by the consumer
Also, remember that each plan will vary with respect to specific procedures and prescription drugs that it covers. If you anticipate needing a certain type of medical care make sure it is covered by the plan you choose.
By carefully comparing all of your options you can be sure to find a plan that meets your needs without paying a fortune.
Medicare Supplements and Long Term Care
There is a lot of confusion regarding Medicare: How it works, the difference between Parts B, C and D, and Original Medicare vs. Medicare Advantage Plans. Each year during Open Enrollment there are many changes to consider. Jenmar Insurance Services has licensed and experienced Agents who will guide you through the process. We work with many carriers to find the best solutions for your individual needs. Whether you are accepting benefits for the first time, or have been a recipient for years and wish to discuss your open enrollment options, we can help.
How will you pay for the care you need? Where will you live? Who will take care of you? These are questions people need to ask themselves. The need for long term care (LTC) services can arise at any time. Having a plan in place when that day comes can help alleviate the emotional strain many families face. Many people who think they can't afford an LTC policy neglect to consider what would happen if they didn't have one. Without a policy to help pay the bills for LTC services, they may have to liquidate assets, sell stocks, dip into savings or retirement accounts, or sell property to come up with the cash they need. Even a modest LTC policy offers some protection for their important assets.
How will you pay for the care you need? Where will you live? Who will take care of you? These are questions people need to ask themselves. The need for long term care (LTC) services can arise at any time. Having a plan in place when that day comes can help alleviate the emotional strain many families face. Many people who think they can't afford an LTC policy neglect to consider what would happen if they didn't have one. Without a policy to help pay the bills for LTC services, they may have to liquidate assets, sell stocks, dip into savings or retirement accounts, or sell property to come up with the cash they need. Even a modest LTC policy offers some protection for their important assets.
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